Bobbi Blades - Calculators - Pensacola Real Estate

Bobbi Blades - Coldwell Banker JME Realty

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Calculators

Suite of 24 calculators related to mortgages, loans, investment, retirement, and savings

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Welcome to the calculator section where you will find calculators related to mortgages, loans, investments, savings, and retirement. Use them to help understand financial facets of your next home purchase, what it will take to retire early or how much to save for your children's college costs.

Disclaimer: These calculators are provided to give you general assistance in the various financial areas represented. Though believed to be useful for planning purposes, the results obtained are not guaranteed, should not be relied upon and should be independently verified. With constantly changing mortgage rates, requirements from lenders, new tax laws, etc., it is recommended that you contact me, or a certified professional in the particular field that your question pertains to, for the most current information.

-------------------- Mortgage --------------------

How much house can you afford?	Income Qualification
Payment Table	Rent or Buy?
Prepayment Mortgage Reduction	Bi-Weekly Mortgage Reduction

Based on annual income, monthly debt, down-payment, etc. against typical qualifying standards

This calculator will estimate the income lenders generally expect for the loan values given

Enter a range of principal amounts and interest rates and get a table of payments for amounts within the ranges given

Compares renting vs. buying based on how much you want to spend a month and how much down payment you have

Based on current loan values, see how pre-paying your mortgage will reduce the number of total payments

Calculate your mortgage based on bi-weekly payments rather than monthly

-------------------- Loan --------------------

Prepaying your loan	Actual Loan Costs
Simple Loan - Payments	Cost to Lease

Calculates changes brought about by changing how much you pay or how long you pay...good for credit card payments also.

Based on loan values, including upfront costs, calculates total cost of loan & actual APR

Simple interest payment amounts based on principal, interest rate and term

Use MSRP, bargained discount(%), down payment, lease length, ending value and lending rate to calculate estimated lease payments

-------------------- Investment --------------------

Prepayment vs. Investment	Compound Interest
Nominal/Effective Interest Rates	Annuity Contributions
What's Your Yield?	How Wealthy are You?

Compares the difference between pre-paying your mortgage or investing the extra cash

Determines the necessary annual yield to achieve an expected result in a given period of time

Provides nominal and effective interest rates necessary to achieve provided results

Using multiple parameters, determine how much to put away on a monthly basis and how long that amount will last in "future dollars"

Determines necessary yield to achieve goal based on opening value, ending value and monthly contribution

Where do you stand? Based on standards in a popular book about wealth

-------------------- Savings --------------------

Simple Savings Calculator

Tuition Savings Calculator

This one lets you start with an amount of money and make regular monthly deposits, and see how much it grows

Using multiple variables, calculates what it will take to pay for your child's college

-------------------- Retirement --------------------

Roth vs. Traditional IRA	Retirement Payout
How much to retire?	IRA/401K
Future Value/Annuity Calculator	Estate & Estate Tax

Compare to see which one is right for you

Determines either how long you can withdraw a fixed amount of money from an account, or how much you can withdraw over a fixed amount of time

Tells how much you will need to provide a certain income for a set number of years

Find out how much money to put away tax deferred to get a certain amount of money in the future, and how much you should expect to draw out of that money

Another to find out how much money to put away tax deferred to get a certain amount of money in the future, and how much you should expect to draw out of that money

Estimates future value of your estate and the likely estate taxes at that time

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